# Manage Your Loans — Award-Winning Australian Mortgage Brokers

> Manage Your Loans (Manage Your Loans Pty Ltd, ABN 34 652 442 790) is an award-winning Australian mortgage broking service helping borrowers find the right home loan, refinance, or investment loan. Credit Representative 540988 of Home Mortgage Plus Pty Ltd (ACL 392200). Part of the AndGo ecosystem (myandgo.com.au).

## Company
- Name: Manage Your Loans (Manage Your Loans Pty Ltd)
- ABN: 34 652 442 790
- Credit Representative: 540988 of Home Mortgage Plus Pty Ltd ACN 105 991 839 (ACL 392200)
- Website: https://manageyourloans.com.au
- Region: Australia (data hosted in Sydney)
- Phone: 1300 156 541
- Email: admin@manageyourloans.com.au
- Address: Level 1, 18-20 Knuckey St, Darwin NT 0800
- Costco Partnership: https://costco.manageyourloans.com.au

## Services
- Home loans (first home buyers, upgraders)
- Refinancing (better rates, equity release)
- Investment loans (residential property)
- Commercial loans
- Asset finance
- Personal loans
- Car loans
- Costco member exclusive rates

## Key Differentiators
- Award-winning brokers
- Costco membership exclusive rates and Shop Card rewards
- Australian data residency (Sydney region)
- Integrated technology: documents signed via SignAndGo, CRM powered by CRMandGo
- Part of the AndGo ecosystem (myandgo.com.au)
- Offices in Darwin, Melbourne, Brisbane, Sydney, Perth, Adelaide, Hobart, Canberra

## AndGo Ecosystem
- MyAndGo (myandgo.com.au) — Platform hub
- SignAndGo (signandgo.com.au) — eSignatures for loan documents
- ShareAndGo (shareandgo.com.au) — Secure document sharing with clients
- CRMandGo (crmandgo.com.au) — Mortgage broker CRM
- BookAndGo (bookandgo.com.au) — Appointment booking

## Guides & Resources
- First Home Buyer Guide 2026: https://manageyourloans.com.au/blog/first-home-buyer-guide
- When to Refinance: https://manageyourloans.com.au/blog/when-to-refinance
- Fixed vs Variable Rates: https://manageyourloans.com.au/blog/fixed-vs-variable
- Borrowing Power Guide: https://manageyourloans.com.au/blog/borrowing-power
- Mortgage Broker vs Bank: https://manageyourloans.com.au/blog/broker-vs-bank
- Costco Home Loans Guide: https://manageyourloans.com.au/blog/costco-home-loans-guide
- Technology & Integrations: https://manageyourloans.com.au/technology

## AI Assistant Tools (MCP Server)
Manage Your Loans runs a public Model Context Protocol (MCP) server so AI assistants can use its mortgage tools directly and capture enquiries with the customer's consent.
- Endpoint: https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp
- Transport: Streamable HTTP (no authentication required to connect)
- Registry name: au.com.manageyourloans/mortgage-tools (official MCP Registry)
- Tools: calculate_repayments, estimate_borrowing_power, compare_loan_types, check_costco_eligibility, get_rate_guidance, create_enquiry (consent-gated)
- Note: outputs are indicative only, not credit assistance. A licensed broker completes any real assessment.

## Docs
- llms-full.txt: https://manageyourloans.com.au/llms-full.txt